Andrew was born and raised in the great city of San Antonio. He graduated from Churchill High School in 1999 and attended the University of Texas at Austin. After a successful career in the IT field, Andrew found his true calling as a loan officer in the mortgage industry. He’s especially passionate about serving the Veteran’s community in San Antonio.

When he’s not passionately working on client's mortgages, Andrew is spending the bulk of his time with his beautiful wife Desaree and their two boys; Jacob and Judah. They both love the city of San Antonio and giving back to the community. Other activities include going to the Lake, coaching his sons sports teams, pickleball, and following his favorite college football team, the Texas Longhorns!

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Reviews

Schertz, TX
"The entire process was absolutely seamless and easy. The team got me information that they needed for underwriting very quickly so that we were able to expedite their needs promptly to prevent any delays. The team worked above and beyond expectation to ensure that our transaction was informative, stress-free, and an incredibly delightful experience. Everything was well organized, well communicated, and on time."
– Angela H.

5.0

Review Verified
Schertz, TX
"Andrew was very easy to work with and made the whole process stress free. His attention to detail was second to none. He helped us every step of the way with a calm and friendly demeanor. I felt well taken care of! I would give him a 1,000 star review if I could!"
– Simone A H.

5.0

Review Verified
San Antonio, TX
"We thank Andrew for all the help that he provided us with the purchase of our home. He made this process simple and easy for us to understand. His incredible organizational skills made the entire loan process run smoothly and made it an absolute pleasure to work with him. We will send recommendations to family and friends when they are in the market to buy a house."
– Jacob N.

5.0

Review Verified
"Andrew and his team did a top tier job guiding us through the process. He was very knowledgeable and took time to explain each step of the process with us. We had weekly check-ins, thorough communication throughout even after the sale completed. Our realtor and title company we worked with even mentioned how great it was to work with him, it was good to know he was there to support all parts of the home buying process. I highly recommend and will work with him again in the future."
– Efraim V.

5.0

Review Verified
Hollywood Park, TX
"Andrew was great to work with! Great communication and smooth transaction!"
– Denise R.

5.0

Review Verified
San Antonio, TX
"High end attention to detail, excellent communication and step by step guidance."
– Steve O R.

5.0

Review Verified
San Antonio, TX
"I really appreciated the check-ins from Andrew and Tori. They were great, helpful reminders of things and gave me the opportunity to ask questions I had."
– Kelsey L C.

5.0

Review Verified
Terrell, TX
"Andrew was responsive and understanding of my needs as a home buyer. 10/10. Would work with again!"
– Kendra Robyn K.

5.0

Review Verified
Terrell, TX
"Andrew was responsive and pleasant. I enjoyed working with him throughout the process."
– William H.

5.0

Review Verified
"Andrew managed to thread the needle and get us a great rate locked in at a time when rates were generally skyrocketing. He did a fantastic job walking us through complex options where we could put less down to get a lower rate. Working with Andrew was one of the least stressful parts of our house buying process."
– Greg Leeds .

5.0

San Antonio, TX
"Andrew managed to thread the needle and get us a great rate locked in at a time when rates were generally skyrocketing. He did a fantastic job walking us through complex options where we could put less down to get a lower rate. Working with Andrew was one of the least stressful parts of our house buying process."
– Gregory Owen L.

5.0

Review Verified
"Andrew and his team were wonderful to work with through the house buying experience. Andrew was honest with us when we first move back to Texas about what was best for us when purchasing a home. So needless to say when we started looking for a home we called Andrew and his team. We would recommend Andrew and his team to family and friends."
– Little Tx99 .

5.0

San Antonio, TX
"Andrew and his team were wonderful to work with through the house buying experience. Andrew was honest with us when we first move back to Texas about what was best for us when purchasing a home. So needless to say when we started looking for a home we called Andrew and his team. We would recommend Andrew and his team to family and friends."
– Tammy Ann N.

5.0

Review Verified
San Antonio, TX
"The LaMacchia Team always takes great care of our clients. Thank you for your help and support throughout the entire transaction!"
– Jancee S.

5.0

Review Verified
Fort Worth, TX
"Andrew and his team sat down with us, walked us through our options and got us to the closing table with ease. Highly recommend!"
– Kelly M.

5.0

Review Verified
Converse, TX
"VERY knowledgeable group that'll work you to get your goals met. But while I understand that it's a time crunch with closing, it felt quite rushed at times. Too many instances of "just sign it for now and we'll correct later"...with slow follow-through."
– Michael Anthony C.

4.5

Review Verified
Converse, TX
"Thank you!"
– Ingrida D.

5.0

Review Verified
San Antonio, TX
"Andrew and his team were exceptional. They are very knowledgable, communicative, and easy to work with! Highly recommend!"
– Bryan W.

5.0

Review Verified
Castroville, TX
"Excellent service and made sure I understood the process."
– David M.

5.0

Review Verified
San Antonio, TX
"The overall process was explained well at the beginning so that there was a good understanding of what was happening throughout. I felt well educated."
– Miranda D.

5.0

Review Verified
San Antonio, TX
"Provided a great experience as first time home buyers for me and my wife!"
– Kyree K.

5.0

Review Verified
San Antonio, TX
"Andrew was wonderful to work with, keeping me and my buyer informed along the way. He always answers our calls, very knowledgeable and a delight to work with. I completely trust Andrew with my clients and know he will do a great job helping them through the mortgage process."
– Christine W.

5.0

Review Verified
San Antonio, TX
"Andrew and his team have the ability to find the right lending program for my clients needs! I have brought him some creative opportunities and he has stepped up with the right solutions! I'm very grateful to have Andrew as one of my go to lenders!"
– Josh E.

5.0

Review Verified
San Antonio, TX
"Andrew is a true professional and great communicator. I always refer my buyer clients to Andrew and his team."
– Brett G.

5.0

Review Verified
San Antonio, TX
"The process was simple, and I appreciated the "status" emails to let us know what the progress was, as well as the "do's" and "don'ts" during the process."
– Jennifer G.

5.0

Review Verified
San Antonio, TX
"Speed of feedback/responses, knowledge level of team, and the portal made the process relatively painless."
– Austin Ryan D.

4.8

Review Verified
San Antonio, TX
"My client had a difficult file from the beginning. There was an obstacle at nearly every turn. Andrew worked tirelessly to pull everything together and reduce the anxiety that accompanies the home buying process. Andrew’s knowledge of the industry helped us find multiple wins for the client, such as finding the best rate, paying down debt, and getting all closing cost covered! His team was incredibly thorough, communication was open, honest and straightforward, and closing was accomplished in just a few short weeks! This level of customer service has certainly earned my business and I look forward to recommending my future clients to The LaMacchia team at Thrive for help with all real estate goals!"
– Tiffany F.

5.0

Review Verified
San Antonio, TX
"Andrew kept us up to date on how things were progressing very pleased"
– Ryan W.

5.0

Review Verified
San Antonio, TX
"Andrew and his team are always available, helpful, and very professional."
– Beth Ann F.

5.0

Review Verified
San Antonio, TX
"I feel like I wasn't given full information. For instance...paying down points...wasn't sure if that was mandatory or optional."
– Jonathan M.

3.2

Review Verified
San Antonio, TX
"Very profesional and great communication skills."
– Ignacio G.

5.0

Review Verified
San Antonio, TX
"Andrew communicates often with ideas, updates, and even training for our team. We enjoy working with Andrew and his wife, Desaree. They are pleasant, always smiling, informative, and encouraging. Andrew and Desaree treat our clients with the same amount of time, care, and consideration as we do, and we appreciate that!"
– Pamela D.

5.0

Review Verified
San Antonio, TX
"Good communication and tools"
– Danny L.

4.8

Review Verified
San Antonio, TX
"Reaching out to us was really helpful in keeping us on track and making sure we got our questions answered."
– Kelsey L C.

5.0

Review Verified
San Antonio, TX
"I would like more detailed explanation of fees and costs."
– Veronica J L.

3.5

Review Verified
San Antonio, TX
"Andrew and his team have just be great to work with. We have a great support group and so far so good! Thank you for helping us get our home!"
– Bailey H.

5.0

Review Verified
San Antonio, TX
"The communication and ability to get the rate I wanted to work with!"
– Stephanie R.

5.0

Review Verified
San Antonio, TX
"Clear, concise communication! Love the email updates."
– Shane H.

5.0

Review Verified
San Antonio, TX
"Andrew was responsive, informative, and most helpful throughout this entire process. He helped us close on a home from beginning to end within three weeks and one of those weeks included Thanksgiving! The service was phenomenal."
– Jenniann C.

5.0

Review Verified
Selma, TX
"I had a great experience with Andrew and Tori. They answered all my clients questions, we prepared and ready to close early, maintained great communication throughout the process. My clients were so happy which makes me feel like I put them in the right hands."
– Angela H.

5.0

Review Verified
Selma, TX
"Thorough and consistent communication, patience and understanding, and helpful with any and all questions"
– Jymie P.

5.0

Review Verified
San Antonio, TX
"I felt that I could call him with any question or concern and he would respond ASAP."
– Patricia F.

5.0

Review Verified
San Antonio, TX
"Andrew understood our needs and ensured we were supported right and professionally."
– Carlos A F.

5.0

Review Verified
Schertz, TX
"Andrew's communication was amazing throughout the entire process. He was extremely patient in educating our clients and explaining numbers. I also learned a lot from Andrew during this process. It also meant a lot that Andrew was at closing with our clients and me. Overall great experience."
– Melanie M.

5.0

Review Verified
Schertz, TX
"Andrew and his team did a great job communicating with us through each and every step of the loan process . We felt very confident through the whole process. We can’t thank them enough!"
– Audrey Lynn A.

5.0

Review Verified
Boerne, TX
"Andrew helped explain everything and deal with all of our questions timely"
– Kathrine K.

5.0

Review Verified
Boerne, TX
"It's simple, ANDREW JUST GOT SH** DONE. He was the assassin we needed. He eliminated everything that posed a threat to our loan, like a well placed sniper at a 100yds. I have already spread the rumors of his greatness across the social media landscape. Should anyone who needs a loan but cannot get one, seek out Andrew LaMacchia. The man's skills are legendary. Plus he dealt with my grumpy a**, that alone is a feat."
– Jason K.

5.0

Review Verified
Boerne, TX
"Andrew looks out for the client and explains the options every step of the way!"
– Katie G.

5.0

Review Verified
San Antonio, TX
"Great communication and extremely helpful!"
– Dennis E F.

5.0

Review Verified
San Antonio, TX
"Andrew did a phenomenal job keeping us on pace to close early."
– Brian Allen M.

4.5

Review Verified
San Antonio, TX
"Andrew was in constant communication with us throughout the mortgage loan application process, and went above and beyond in ensuring we were satisfied and understood the process."
– Courtney Nicole H.

4.8

Review Verified
Schertz, TX
"Andrew was attentive and diligent throughout the process. I am impressed that everything went as smoothly as it did. Thank did."
– Christopher M.

5.0

Review Verified
San Antonio, TX
"A little bit more communication earlier on would have been helpful. Especially as a first time home buyer."
– Nicole Renee M.

3.5

Review Verified
San Antonio, TX
"His quick response."
– Martin Cesar M.

5.0

Review Verified
San Antonio, TX
"Everything was great. Thank you."
– Andrea Michelle R.

5.0

Review Verified
San Antonio, TX
"Communication with Andrew was fantastic! I was always able to get in touch with him and his team. We were looking for a fast turn around and Andrew was able to provide that for us!"
– Russell A.

5.0

Review Verified
Cibolo, TX
"Andrew kept us informed of every step of the process and always answered any questions or concerns we had. We had a great experience all the way around!"
– Ana B.

5.0

Review Verified
San Antonio, TX
"I trust Andrew with my clients. He consistently give solid advice and closes on time and provides an excellent experience during the process."
– Katie R.

5.0

Review Verified
San Antonio, TX
"Andrew was upfront and honest about every item that would contribute to closing costs. He also made himself available if we had any questions and explained everything so thoroughly. We were confident through this whole process because of his attention to detail and honesty."
– Bronwyn H.

5.0

Review Verified
Live Oak, TX
"Andew is Highly professional, but user friendly. Kept me informed every step of the process and followed through with every question I had. I would refer Andrew LaMacchia to others who are wanting to Refi their property. Very Satisfied!"
– Karen S.

5.0

Review Verified
Converse, TX
"Andrew is knowledgeable, personable, and efficient."
– Emily T.

5.0

Review Verified
San Antonio, TX
"I appreciated the updates throughout the transaction and his prompt attention to matters that came up during the process. I also appreciated his coming to the closing."
– Monica V.

5.0

Review Verified
Converse, TX
"Took time to call back, explained all questions thoroughly and patiently"
– Hyeon Myong T.

4.3

Review Verified
San Antonio, TX
"We had an overall great experience with Andrew. He was friendly and easy to work with. He was also very responsive and able to address every request/issue/need in a timely manner. He was knowledgeable and able to answer all questions we had. He made the stress of purchasing a house feel very stress free. Would definitely recommend him to other. Very glad we chose him as our lender."
– Amanda C.

5.0

Review Verified
San Antonio, TX
"The information Andrew provided during my loan process was amazing - as someone who likes to know details and numbers, I appreciated the quick answers to all of my questions."
– Katie N.

4.7

Review Verified
San Antonio, TX
"Great rate made for a happy client. Great communication made for a happy realtor. Thanks again!"
– Lauren Figueroa L.

5.0

Review Verified
"Andrew should be your only choice when it comes to looking for a lender. Andrew was very knowledgeable and communicative from the very beginning. He goes above and beyond when working with you. He makes it an enjoyable process. I will refer everyone I know to Andrew LaMacchia! Thank you Andrew!!!"
– Shannon A.

5.0

San Antonio, TX
"Andrew advocated for me throughout the whole process of buying my first home"
– Courtney N.

5.0

Review Verified

5.0

"Andrew and his team did a great job walking is through the process and adjusting quickly when issues came up. Couldn’t ask for better service!"
– Jared Davis .

5.0

"Working with Andrew and his team was a great experience. They were transparent and kept us routinely informed during the buying and closing process."
– Burke Wilson .

5.0

"Andrew and his team, knock these Mortgages out of the park. They made buying our dream house, a breeze, while constantly communicating throughout the whole process. I appreciated the work his team did, and also the friendly approach they had to an aggressive market. Highly Recommend!"
– Brady Wyant .

5.0

"Andrew and his team were very responsive to all situations that came up during the process. He made sure that my wife and I were going to be happy at the end of the day. We were lucky to have someone like that on our side."
– Russell Aguilar .

5.0

"We had a great experience with Andrew and his team at Guild Mortgage. They are very friendly, helpful and professional. Always eager to answer questions or address concerns. We were on a very tight moving timeline and had a son with a medical emergency requiring urgent heart surgery in the midst of trying to traverse a new home purchase. It was a truly stressful time but they all steered us through to a successful closing within our timeline. We love our new home and are grateful for the wonderful folks at Guild Mortgage! Thanks again Andrew!"
– Donna Kanapkey .

5.0

"Great team to work with. Very responsive, knowledgeable and friendly. We were handling multiple transactions as part of a 1031 exchange and Andrew's team was helpful the whole way. Highly recommended!"
– Shaunna Dahlberg .

5.0

"I’ve used Andrew to help my buyers secure a strong financing approval. He’s always up for answering questions and helping make sense out of complex mortgage paperwork. He always does it with a smile too!"
– Jennifer Wilson .

5.0

5.0

"Andrew was phenomenal! He is a super hard worker and a great guy. Very responsive and always happy to answer questions!"
– Dominic Negron .

5.0

"Andrew at Guild Mortgage really helped me out, professional and quick to respond. I recommend him 100%."
– Dust Echoes .

5.0

"Andrew is awesome! Very friendly and professional guy and he even showed up in person when we closed to congratulate us. If you’re looking for mortgage financing and you have ended up here then stop looking and give Andrew and his team a chance to take care of you."
– Brad Davis .

5.0

"This is our first house, any questions we had were answered, any issues we had were resolved so quickly. We are very appreciative of Andrew and everyone that helps us get into our home."
– Marlon Phillips .

5.0

"I’m a first time homebuyer, and I felt very fortunate to be working with this team. Any questions I had, they were always a step ahead answering before I could even ask. I got weekly calls to update me on the progress, even if it was just one step- they kept me informed on everything and made the whole process incredibly smooth."
– Sonia De Los Santos .

5.0

"This was my first home buying experience. Andrew and his team walked me through the entire process. I never felt alone or left with unanswered questions. I highly recommend Andrew and the team over at Guild Mortgage!"
– Bailey Landrum .

5.0

5.0

"Andrew was the best Loan Officer I’ve ever dealt with, bar none. He made himself universally available and I never felt like just another animal in the herd. Andrew makes the to answer your questions, hear your concerns, and to be your advocate when you need him most. I trust Andrew implicitly and you should too, because he will never let you down."
– Phil Padel .

5.0

"Andrew and his team were 100 percent professionals and absolutely helpful in every step of this process. They made me feel comfortable and confident with every decision I made while purchasing my home. I highly recommend using them if you're in the market."
– Rob .

5.0

"Andrew and his team were professional and always responded to my questions timely. They helped me thru the process every step of the way! Highly recommend his services!"
– Jacklyn U .

5.0

"Andrew was quick to respond to any questions we had and always provided clear information. He was excellent to work with for our purchase."
– Adam G .

5.0

"Andrew & his team worked with us all the way and obtained a great rate for our mortgage. We recommend Guild Mortgage."
– Maryjane Chisholm .

5.0

"Guild mortgage was Great!!! Andrew and the rest of the staff helped us out from the beginning to the End. They answered all our questions when we had them !! Thank you!!"
– Rodolfo Luna .

5.0

"Andrew and his team made our house buying experience as easy and stress free as possible. Since we were buying a home long distance and coordinating a move at the same time, the team at Guild mortgage was efficient and very communicative throughout the process. We had a very time restrictive window to complete the process and they mqde it happen. Many thanks to Andrew and his amazing team at Guild Mortgage."
– Gerald Cook .

5.0

5.0

"Great to work with Andrew and Guild Mortgage. Fast, friendly, and efficient! They made buying and refinancing our house a breeze."
– Christina Fuentes .

5.0

"Great experience buying my first home with Andrew & guild. I required a lot of hand holding and deep explanation and he did just that. The market is competitive and we had to meet the needs of the seller to win the property. Andrew navigated thru two huge national holidays to expedite the closing process to better appease the seller which ultimately won us the home. If you're looking to buy- Andrew is your guy!"
– T D .

5.0

"Drew is service minded. He puts the needs of his clients first. Highly communicative and pro active, Drew stays on top of his files and keeps his clients informed with up to date information. He educates his Buyers and equips them with options so they can make the best decision for their home purchasing needs. Drew follows up and makes himself available for his clients nights and weekends. He is quick to problem solve, pivot when needed, and stay ahead of potential hiccups. Drew is a pleasure to work with and I highly recommend his services."
– Sarah Blomstrom .

5.0

"Andrew and his team at Guild Mortgage are amazing! They helped my husband and I buy our second home and got us a better deal than we could have ever hoped for! They were very communicative throughout the whole process and answered all of our questions. Andrew even showed up at closing and personally thanked us for doing business with them. I highly recommend Andrew and his team to anyone looking to buy and I look forward to working with Guild Mortgage again in the future!"
– Rachel Davis .

5.0

"Andrew and his team communicated with us every step of the way - they were always accessible and helped to guide us at every turn. We would highly recommend them!"
– Sarah Owen-wheeler .

5.0

"I recently used Andrew LaMacchia and the team at Guild Mortgage for the purchase of my first home. Andrew was there for me from the first moment I called him, all the way through the close, and beyond. He provided guidance on how to improve my credit to get a better rate on the mortgage, helped explain the entire process in detail, and answered all my questions about expected monthly costs based on various tiers of sales prices. When I needed pre-approval letters for various offer, he was quick to respond, allowing offers to be submitted quickly in this highly competitive market. If you want to feel comfortable with your loan officer and know they’ll give you their all – Andrew LaMacchia is the one for you. Thank you, Andrew, for helping me purchase my first home!"
– Sara C .

5.0

5.0

5.0

"My husband and I had a great experience with Andrew at Guild Mortgage - he really guided us through the process - we are thrilled with our house and very happy with the terms of our mortgage - thank you, Andrew! We highly recommend!"
– Hilary@hilaryscruggs.com Hilary .

5.0

"Andrew, Vanessa, Patrick, and the entire Guild E Sonterra Team were amazing to work with on our recent mortgage & home purchase! From start to finish, we knew we were in good hands with a team that not only wanted to see us get to closing, but who also did so with honesty, integrity, and a whole lot of hand-holding that kept us reassured throughout the entire process. As a self-employed buyer, it is always a more cumbersome application than for a W2 buyer. Just a different process altogether. Guild was great at expanding their lens to evaluate our entire financial portfolio in a way that many big banks can't. It helps that they make decisions in-house and locally. They set clear and realistic expectations with frequent conversations so you know where you are and what's needed at all times. Plus they're just nice folks who value their customer relationships. I would HIGHLY RECOMMEND Guild to anyone who is evaluating a new home purchase, new home construction, or a re-fi. They are truly wonderful!!"
– Lisa, Lindlee Llc .

5.0

5.0

5.0

"Andrew is fantastic and guided me through the whole process. No matter the time of the day, Andrew helped and got back to me as soon as possible. I highly recommend him to anyone."
– Kameron Gray .

5.0

"Andrew is great. Initially, we had trouble qualifying for an fha product. Andrew restructured our application to qualify for a conventional product. He made the deal happen. We've been in our new house for 3 months and never happier. Andrew even came to the closing to meet us in person."
– Spenser Murphy .

5.0

5.0

Presentations

Rent vs Own

Published 2 months ago

Dos and Dont’s

Published 2 months ago

Core Documents Needed to Start the Home Buying Process

Published 2 months ago

Conventional vs FHA Financing

Published 2 months ago

FHA Loan

Published 2 months ago

VA Loan

Published 2 months ago

Resources

How to stop unwanted mortgage solicitations!

Published 2 months ago

VA Myth: I can only use my VA benefits once.

Published 2 months ago

Pilgrim Mortgage

Company NMLS# 225091

1270 North Loop 1604 East #1101
San Antonio, AL 78232

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